• Exclusive low interest rate from 3.8% p.a, (E.I.R at 7% p.a)
  • Loan amount of up to 8 times your monthly income*
  • Longest loan tenor of up to 7 years*
  • Fixed monthly repayments
  • Quick decision based on 1 minute approval in-principle
  • Cash the next day upon submission of complete documents

Terms and condition apply

EIR refers to the maximum Effective Interest Rate.
For approved applications submitted via online. The customers must also consent to receive direct marketing and promotional materials from HSBC by indicator on the letter of instruction.

How It Works


Whether you’re planning a learning adventure or an exotic holiday, your home improvement, wedding, investment opportunity, education or simply organising your finances, seize the opportunity to get more done.

Calculate Monthly Repayment

Decide on your loan amount and choose your preferred loan tenor.

Apply Online

Apply here to start the application process and get approval in-principle within 1 minute and cash the next day upon submission of complete documents.